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This workshop discusses how the stress test works, what lenders look at when reviewing your application, and the real costs involved beyond the purchase price.
Buying your first home is one of the biggest financial decisions you'll ever make — and understanding the mortgage process before you start can make all the difference.
In this practical session, our speaker Lehanne Potts, Mobile Mortgage Specialist, from Conexus Credit Union will walk first-time buyers through the essentials of qualifying for a mortgage in Canada, including how the federal stress test works, what lenders look at when reviewing your application, and the real costs involved beyond the purchase price.
You'll come away with a clear understanding of the four pillars of a strong mortgage application — income, credit, down payment, and the property itself — and what you can start doing today to put yourself in the best possible position when the time comes.
Topics covered include:
Whether you're just starting to save or ready to make an offer, this session will give you the knowledge and confidence to take your next step toward homeownership.
This program is conducted through Zoom. Register to receive a reminder, the evaluation and any resource materials.
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Part of RPL's commitment to supporting financial literacy and economic development in Regina. If you have any questions about our Business, Personal Finance or Careers programs, please contact Tim at 306-777-6013 or txie@reginalibrary.ca
About Regina Public Library
We are a dynamic hub of literacy, learning, curiosity and new ideas, integral to the social and economic vibrancy of Regina. We inspire individuality, connection and diversity. Many of our online programs are conducted using Zoom.