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Christmas Without Credit

Skip the January debt hangover! Learn to plan a joyous, debt-free holiday. Discover budgeting tips for gifts, food, and traditions so you can start the new year stress-free.

This program is conducted through Zoom.  Register to receive a reminder, the evaluation and any resource materials.

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Tired of the post-holiday financial stress? Think about how you felt last January when the holiday bills started rolling in. The holidays are meant to be a time of joy, connection, and cherished traditions—not a source of lingering financial anxiety.

Join us for Christmas Without Credit, a practical and empowering workshop designed and delivered by Credit Counselling Society to help you take control of your festive spending. We'll show you exactly how to plan a holiday season you absolutely love, without relying on credit cards to make it happen.

In this session, you will learn how to:

• Build a Bulletproof Budget: Calculate exactly what you need for gifts, food, and entertaining so you aren't caught off guard.
• Master the Cash-Only Diet: Discover how to use the "envelope method" to easily stick to your limits and avoid impulsive swiping.
• Redefine Gift-Giving: Learn creative, meaningful ways to celebrate with family and friends that focus on connection rather than cost.
• Top Up Your Holiday Fund: Uncover practical strategies to trim everyday expenses and generate extra cash before the holidays arrive.

Skip the financial hangover. Learn how to fund your festivities with cash so you can start the new year with peace of mind, more joy, and zero extra debt.

Part of RPL's commitment to supporting financial literacy and economic development in Regina. If you have any questions about our Business, Personal Finance or Careers programs, please contact Tim at 306-777-6013 or txie@reginalibrary.ca      

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